This is a great book. Dave Ramsey puts things in a very easy to understand way.

This is definitely a must read for anyone that understands the importance of finances and their impact. Along with this book, for me, was a companion workbook. I find that I can digest a book and put it's theory into action more efficiently if there is a "to do" that comes with it.

Definitely a book worth spending some time with!

"Better than I deserve!" I am a fan of Dave Ramsey and his book is great as well as the envelope system. My grandmother and grandfather had an envelope system, too. When my husband and I felt like we were drowning in debt, Dave Ramsey and his TMM came along at just the right time. We are now down to the mortgage and our children's student loans (of which they are going to help us with so we can reach our goal). We plan to be debt-free within the next 3 years irregardless of where the economy is headed. It is a great feeling.

I watch Dave Ramsey's show as well as endorse his book. Everyone needs to read it.